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Home Site Map FAQ Search Apply Online Bad credit home equity loan. If you have simply missed a couple of payments on your mortgage or other loans, and then want to get a home equity loan to reduce the repayments and free up some cash from your home, you might discover that you have bad credit. So Mr Mortgage has now included the option to refinance and/or consolidate any other debts, even though you may have a poor credit history. This allows you to consolidate your debts, get money out for emergencies and......